Web Site Terms Of Use
The content of the NSIP web site ( is protected by copyright, trade marks, database and other intellectual property rights. You may retrieve and display the content of on a computer screen, print or download to a local hard drive extracts for your personal or for an individual third party's personal use only, provided you keep in tact all and any copyright and proprietary notices. You may not reproduce, modify, copy or distribute any of the materials or content on or NSIP documents linked from it for any other purpose without written permission from NSIP Services Ltd.

This page (together with the documents referred to on it) tells you the terms of use (our Terms) on which you may access (our site), whether as a guest or a registered user. Please read these terms carefully before you start to use the site. By using our site, you agree to be bound by our terms. If you do not agree to these terms, please refrain from using our site.


1. Information About Our Business

1.1 is a site operated by NSIP Services Ltd.

1.2 Our main trading address is at 28 Alexandra Terrace, Exmouth, EX8 1BD.

1.3 We are registered with the Information Commissioner's Office for data protection purposes and our data protection registration number is ZA207065.


2. Accessing Our Site

2.1 Access to our site is permitted on a temporary basis, and we reserve the right to withdraw or amend the service we provide on our site without notice (see below). We will not be liable if for any reason our site is unavailable at any time or for any period.

2.2 From time to time, we may restrict access to some parts of our site, or our entire site, to users who have registered with us.

Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.

We will not be liable for any loss or damage caused by attacks, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any material posted on it, or on any site linked to it.

This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the Intellectual Rights, which forms part of these term and conditions.

2.3 If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any third party. We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our opinion you have failed to comply with any of the provisions of these terms of use.


3. Prohibited Uses

Unauthorised use of this website may give rise to a claim for damages and/or be a criminal offence.

3.1 You may use our site for lawful purposes only. You may not use our site:

  1. In any way that breaches any applicable local, national or international law or regulation; or
  2. In any way that is threatening, defamatory, obscene, indecent, seditious, offensive, pornographic, abusive, liable to incite racial hatred, discriminatory, menacing, scandalous, inflammatory, blasphemous, in breach of confidence, in breach of privacy or which may cause any annoyance or inconvenience; or
  3. For which you have not obtained all necessary licences and/or approvals; or
  4. In any way which is technically harmful (including, without limitation, computer viruses, logic bombs, Trojan horses, worms, harmful components, corrupted data or other malicious software or harmful data); or
  5. With the purpose of harming or attempting to harm minors in any way; or
  6. To transmit, or procure the sending of, any unsolicited or unauthorised advertising or promotional material or any other form of similar solicitation (spam).

3.2 You also agree not to access without authority, interfere with, damage, attack or disrupt:

  1. Any part of our site;
  2. Any equipment or network on which our site is stored;
  3. Any software used in the provision of our site; or
  4. Any equipment or network or software owned or used by any third party.

3.3 By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.

3.4 We will not be liable for any loss or damage caused by attacks, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any material posted on it, or on any site linked to it.

3.5 We shall fully co-operate with any law enforcement authorities or court order requesting or directing us to disclose the identity or locate anyone posting any material in breach of clause 3.1


4. Service Access

4.1 While we endeavour to ensure that the Site is normally available 24 hours a day, we shall not be liable if for any reason the Site is unavailable at any time or for any period.

4.2 Access to the Site may be suspended temporarily and without notice in the case of system failure, maintenance or repair for reasons beyond our control.

4.3 We aim to update our site regularly, and may change the content at any time. If the need arises, we may suspend access to our site, or close it indefinitely. We will always try to keep any disruption to a minimum but acknowledge that this will not always be possible. Any of the material on our site may be out of date at any given time, and we are under no obligation to update such material.


5. Suspension and Termination

5.1 We will determine, at our sole discretion, whether there has been a breach of these terms through your use of our site. When a breach has occurred, we may take such action as we deem appropriate.

5.2 Failure to comply with these terms constitutes a material breach of the terms, and may result in our taking all or any of the following actions:

  1. Immediate, temporary or permanent withdrawal of your right to use our site;
  2. Issue of a warning to you;
  3. Legal proceedings against you for reimbursement of all costs on an indemnity basis (including, but not limited to, reasonable administrative and legal costs) resulting from the breach;
  4. Further legal action against you; or
  5. Disclosure of such information to law enforcement authorities as we reasonably feel is necessary.

5.3 We exclude liability for actions taken in response to breaches of these terms. The responses described in this policy are not limited, and we may take any other action we reasonably deem appropriate.


6. Intellectual Property Rights

6.1 We are the owner or the licensee of all intellectual property rights in our site, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

6.2 You may print off one copy, and may download extracts, of any page(s) from our site for your personal, non-commercial use.

6.3 You must not modify the paper or digital copies of any materials you have acquired from our site. Trade marks, copyrights or any other proprietary notices must always remain intact. You must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.

6.4 Our status (and that of any identified contributors) as the author(s) of material on our site must always be acknowledged.

6.5 You must not use any part of the materials on our site for commercial purposes without obtaining a licence to do so from us or our licensors. Any unauthorised downloading, re-transmission or other copying or modification of any of the contents may be in breach of statutory or common law rights which could be the subject of legal action.

6.6 If you print off, copy or download any part of our site in breach of these terms, your right to use our site will cease immediately and you must, upon our request, return or destroy any copies of the materials you have made.


7. Reliance On Information Posted

7.1 Commentary and other materials posted on our site are not intended to amount to advice on which reliance should be placed. We therefore disclaim all liability and responsibility arising from any reliance placed on such materials by any visitor to our site, or by anyone who may be informed of any of its contents.

7.2 The material on the Site is provided “as is”, without any conditions, warranties or other terms of any kind. Accordingly, the maximum extent permitted by law, we provide you with the Site on the basis that we exclude all representations, warranties, conditions and other terms including, without limitation, the conditions implied by law of satisfactory quality, fitness for purpose and the use of reasonable care and skill which, but for this legal notice, might have effect in relation to the Site.


8. Our Liability

8.1 To the extent permitted by law, we, and third parties connected to us hereby expressly exclude:

  1. All conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity.
  2. Any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with our site or in connection with the use, inability to use, or results of the use of our site, any sites linked to it and any materials posted on it, including, without limitation any liability for:
    (i) Loss of income or revenue;
    (ii) Loss of business;
    (iii) Loss of profits or contract;
    (iv) Loss of anticipated savings;
    (v) Loss of data;
    (vi) Loss of goodwill;
    (vii) Wasted management or office time; and
    (viii) For any other loss or damage of any kind, however arising and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable.

8.2 This does not affect our liability for death or personal injury arising from our negligence, nor our liability for fraudulent misrepresentation or misrepresentation as to a fundamental matter, nor any other liability which cannot be excluded or limited under applicable law.

8.3 If your use of the material on the Site results in the need for servicing, repair or correction of equipment, software or data, you assume all costs thereof.


9. Information About You and Your Visits To Our Site

9.1 We process information about you in accordance with our Privacy Policy. By using our site, you consent to such processing and you warrant that all data provided by you is accurate.


10. Linking To Our Site

10.1 You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.

10.2 You must not establish a link from any site that is not owned by you.

10.3 Our site must not be framed on any other site, nor may you create a link to any part of our site other than the home page. We reserve the right to withdraw linking permission without notice. The Site from which you are linking must comply in all respects with the content standards set out in these terms.

10.4 If you wish to make any use of material on our site other than that set out above, please address your request to us.


11. Links From Our Site

11.1 Where our site contains links to other sites and resources provided by third parties, these links are provided for your information only. We have no control over the content of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them.

12. Variations

12.1 Our terms may change from time to time. This site will always contain our current terms. Please check this site for changes, as they are legally binding on you.

12.2 The last updating of these terms took place in March 2017.

13. Contact Us

13.1 If you have any concerns about material which appears on our site, please contact us

13.2 We welcome any feedback and suggestions on what you would like us to publish on the Site, please use the contact form.

13.3 In the event that you are experiencing any problems with a page on the Site, please inform us of this problem by contacting us or by using our contact form.

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Benefits of NSIP Insurance

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